With a banking career spanning over 40 years, John has honed expertise in commercial lending, credit analysis, risk management, business development, and relationship management. His extensive experience encompasses a diverse range of lending areas, including Commercial & Industrial (C&I), Business, Real Estate, and Development and Construction Loans. John has successfully collaborated with businesses across industries such as manufacturing, wholesale, retail, professional services, medical and healthcare, contracting, hospitality, and transportation.

In real estate financing, John has led projects for multifamily, retail, office and mixed-use properties, as well as industrial/warehouse, self-storage, hospitality, and catering facilities. His deep market knowledge of the greater New York metro region and Hudson Valley has earned him a reputation for exceptional customer service, innovative problem-solving, and providing tailored financial solutions.

John's dedication extends beyond banking; he has served on several boards of business organizations and contributed to numerous non-profits. Currently, he volunteers as a mentor with SCORE – Westchester Chapter, offering guidance to aspiring entrepreneurs.

John holds an MBA from Marist College with a concentration in Accounting and Finance, and a Bachelor's in Business Administration from East Carolina University with a focus on Marketing.