Welcome to Premier Credit Insights & Solutions
Your Trusted Partner in Commercial Credit & Financing
Get expert insights, personalized strategies, and hands-on support to simplify the complexities of business and real estate lending.
Personalized Loan Strategy & Advisory
Get tailored guidance to position your business or real estate investment for the right financing opportunities.
Expert Navigation of Bank Lending Processes
Leverage 40+ years of commercial credit experience to structure proposals, assess risks, and connect with the right lenders.
Comprehensive Support from Application to Funding
From preparing financial documents to negotiating loan terms, receive hands-on support every step of the way.
Strategic Credit Advisory to Empower Your Business & Investments
Our mission is to provide business owners and real estate investors with the expert guidance to secure optimal bank financing. We are dedicated to simplifying the complexities of commercial credit, assisting our clients throughout the credit process to achieve their business and investment goals.
TESTIMONIALS
"Now, we’ve got shovels in ground"
"We highly recommend John Kraus. His comprehensive knowledge of both sides of the deal was invaluable. Now, we’ve got shovels in ground… couldn’t have done without John’s counsel!"
- Michael Murphy, Director of New Project Development
Murphy Brothers Contracting
"A valued resource for business owners"
"John is a distinguished expert in commercial finance, possessing a robust set of skills in credit underwriting and loan structuring. His deep understanding of client needs, coupled with critical thinking and creative problem-solving, would make him a valued resource for business owners and real estate investors.
John is held in high regard by both his peers and the many customers he has served throughout his extensive banking career."
- William J Dunkel, Senior Commercial Loan Officer, SVP
Tompkins Community Bank
Your Trusted Commercial Credit Advisor
John Kraus
With over 40 years of experience in commercial lending and credit, John Kraus helps business owners and real estate investors navigate the complexities of bank financing. As the principal of Premier Credit Insights and Solutions, LLC, he provides expert advisory services to position clients for success, from loan structuring to risk analysis and lender connections.
40+ Years of Expertise
Personalized Advisory
Trusted Banking Relationships
